---
title: Dining Rewards can Help Restaurants Take a Bigger Bite out of Credit Card Sales
description: Kantar’s behavioral payments data provides detailed insights into consumers’ spending patterns based on actual credit card purchases. Our new analysis explores restaurant spending on credit cards that rewards customers for dining spend.
image: https://info-profiles.kantar.com/hubfs/LS%20stock%20images/restaurant%20credit%20card.jpg
---

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# Kantar's Profiles Blog

# Dining Rewards can Help Restaurants Take a Bigger Bite out of Credit Card Sales

Posted by [Carissa Scenna](https://info-profiles.kantar.com/author/carissa-scenna) on Apr 3, 2019

![](https://info-profiles.kantar.com/hubfs/Blog_Authors/CarissaScenna.jpg)

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With more credit cards now offering up to 5X rewards on dining purchases (Chase Sapphire Reserve, American Express Hilton Honors, Capital One Savor), does restaurant spending get a big boost? The answer is yes -- for several leading rewards cards.

Kantar’s behavioral payments data provides detailed insights into consumers’ spending patterns based on actual credit card purchases. Our new analysis explores restaurant spending on credit cards that rewards customers for dining spend, and results indicate that the highest rewards don’t always deliver the most restaurant spend.

[![Want more credit card data? Get insights on the 2019 new card acquisition market and credit card gamers here!](https://no-cache.hubspot.com/cta/default/641505/002887b9-18a3-417c-abbf-64132f6f602a.png)](https://cta-redirect.hubspot.com/cta/redirect/641505/002887b9-18a3-417c-abbf-64132f6f602a)

For example, the Chase Sapphire Reserve card offers three points per dollar spent on dining, the Barclays Uber and Capital One Savor cards offers four points per dollar spent on dining, and the American Express Hilton Honors card offers five points per dollar spent at restaurants.

However, fewer than 60% of Hilton Honors cards (5X rewards) and the American Express Gold Card (4X rewards) have restaurant purchases in a typical month. Cards like Chase Sapphire Reserve (3X) and Capital One Savor (4X) are more likely to have any restaurant purchases -- and have higher monthly restaurant spend.

Fully 90% of both of these cards have at least one dining purchase in a typical month. The average monthly restaurant spend on the Chase Sapphire Reserve card was $409 in 2018, while the average monthly restaurant spend on the Savor card was $316.

Interested in more data from this study? See the full report below! 

 

**[Lightspeed -dining rewards cards and restaurant spend analysis --02.27.2019](https://www.slideshare.net/LightspeedGMI/lightspeed-dining-rewards-cards-and-restaurant-spend-analysis-02272019)**  from **[Lightspeed](https://www.slideshare.net/LightspeedGMI)**

 

 

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